Investing in
Everyday Businesses
Kilgour Williams Capital is a private credit investment manager, focused on small business loans overlooked by traditional finance.
A Proven Track Record of Performance
$1B+
Deployed Since 2017
1,000+
Loans Across the Portfolio
Multiple
Credit Cycles Navigated
20+
Years of Lending Experience
ABOUT THE FIRM
Financing the Businesses People Rely on Every Day
Kilgour Williams Capital is a private credit investment manager that puts investor capital to work in profitable, non-cyclical, small businesses that traditional finance consistently underserves.
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Kilgour Williams independently underwrites and purchases loans through established lending platforms, applying its own credit judgment to every position it holds.
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The strategy is focused and the process is disciplined. A decade of consistent returns reflects both.
Portfolio Construction
1,000 loans+ with a 2% cap on a single position.
Structural Liquidity
Short-duration loans return cash to the portfolio every day.
Double Due Diligence
Every loan is reviewed by an origination platform and internally before funding.
Independent Valuation
The portfolio is valued monthly by an independent third party.
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Grocery stores
ESSENTIAL RETAIL
Dental offices
HEALTHCARE
Auto mechanics
SERVICES
Takeout restaurants
FOOD SERVICE
Gas stations
FUEL & CONVENIENCE
WHAT WE FINANCE
Investing in the Businesses We Believe in
Small businesses make up nearly half the economy, yet they're consistently overlooked by traditional lenders.
Kilgour Williams was built to support businesses that are creditworthy, resilient and essential to the communities they serve.
The Small Business Economy
Small businesses drive growth, create jobs and keep economies moving.
But they need support to grow and serve their communities.
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*Small Businesses are:
44%
of U.S. GDP
99.9%
of U.S. Companies
~2/3
of private sector jobs
33.3mm
in the U.S. alone
CONTACT
Invest with Us
Private credit for the small businesses that keep the economy running.
Contact the team to learn more.
*Source: U.S. Small Business Administration, Office of Advocacy.